Disability Insurance

Disability insurance, often called "paycheque insurance," replaces a portion of your income if you become unable to work due to an illness or injury. It is a critical component of any financial plan, protecting your most valuable asset: your ability to earn an income.

Who is it for?

This insurance is essential for:

• Anyone who relies on their income to pay for living expenses.
• Self-employed individuals and business owners who do not have group benefits.
• High-income professionals whose lifestyle depends on their earning potential.

Key Features

• Income Replacement: Provides a monthly tax-free benefit to help cover your expenses while you are unable to work.
• Own Occupation Coverage: The best policies will cover you if you are unable to perform the duties of your specific occupation, even if you could work in another field.
• Customizable Riders: Options are available to add cost-of-living adjustments, future income options, and more.